I can report that the number of forced entries to shops in 2015 was as high in number as was the case in 2014 which itself was a horrific year. What I am pleased to report is that the average cost of the goods stolen did reduce by a significant amount. I accredit this to the wonderful response from our retail customers who have responded to our warnings and advice on keeping stock levels to a minimum.
I am aware that keeping stock of cigarette products to a minimum is more challenging than ever considering the vast increase in the variety of pack size. This leads me to express my concern to ask each of you to check your current stock level against the existing Sum Insured under your policy and contact me immediately if needed.
Remember – forced entries invariably occur just after you have taken in an order and so your stock is at its highest level. Remember also that in the event that your Sum Insured is found to be inadequate your claim payment will be proportionately reduced regardless of the size of the loss/claim.
What physical protections have you in place for your cigarettes? Are your PIR, (Passive Infra Red), detectors positioned correctly? Call me with any concerns.
Always remember – call us to discuss any/every incident. We will advise and guide you.
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